Who is eligible for NHG?

If you take out a mortgage to buy a house, you may be eligible for the National Mortgage Guarantee. The main condition is that the total costs – including additional expenses such as civil-law notary costs, commission and any refurbishment costs – must not exceed € 350,000. You can finance the total purchase price, so including the additional costs. The upper price limit for an existing house is € 312,500. The maximum price of a new house is € 324,074.

In certain cases, you can also call on NHG for a new mortgage or additional mortgage for home improvements. The current amounts plus exact conditions are available on this website. If you fill in the quick scan, you will have a general indication of the maximum amount you can borrow with NHG.

Interested?
National Mortgage Guarantee is available from all mortgage lenders in the Netherlands. They assess whether you are eligible for NHG and then arrange the guarantee for you.